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        1. About Us

          Whether it’s for hard-to-place or unusual risks, AmTrust E&S offers our clients a wide range of standard and specialty insurance products. Our underwriting teams focus on moderate- to high-risk commercial business, offering customized solutions and underwriting expertise to meet each insured’s unique challenges.

          About AmTrust E&S

          Headquartered in Boston, Mass., with offices in Atlanta, Chicago,
          Scottsdale and Southington, Conn., AmTrust E&S is a subsidiary of
          AmTrust Financial Services, Inc., a multinational property and casualty
          insurer. Supported by nearly 8,000 employees
          in 70 countries, AmTrust Financial offers a full suite of specialty risk and
          extended warranty products.

          Why AmTrust E&S

          • Small, focused and experienced underwriting team comprised of
          industry leaders, adept at understanding, handling and supporting
          complex accounts
          • Limited appointments to a select number of brokers provides a
          competitive advantage and promotes long-term relationships
          • Dedicated and experienced claims professionals who work
          intentionally and aggressively to protect our partners’ and
          policyholders’ best interests
          • Our coverage is backed by the exceptional financial strength
          and solid claims-paying ability of AmTrust Financial, rated “A-”
          (Excellent), FSC “XV,” Stable Outlook by A.M. Best.

          Our Distribution Channel

          AmTrust E&S is committed to the wholesale market and subscribes to
          a limited distribution model. Our products and services are available
          only through a select number of licensed and contracted Excess and
          Surplus brokers.

          Coverage is offered on a non-admitted basis in all 50 states and the
          District of Columbia through the following companies, assigned an
          “A-” (Excellent) rating, FSC “XV,” Stable Outlook by A.M. Best :

          • Associated Industries Insurance Company
          • Security National Insurance Company


          What is Our Business Focus

          We are biased toward the more complex risks where experience and
          judgment are critical to success. We cover a broad range of hard-toplace
          commercial exposures with the following characteristics:

          • Moderate to higher hazard risks
          • Severity loss potential preferred over frequency
          • Focus on accounts under $100,000 in premium

          Our Underwriting Teams

          We offer our niche-based products through the following
          underwriting divisions.

          AmTrust E&S Specialty Casualty: Primary and Excess Casualty
          Insurance Products in select industry segments, including
          manufacturing and processing, distribution, construction, hospitality,
          OL&T and service operations, as well as for many other types of small to
          mid-sized unique and unusual risks.

          AmTrust E&S Pro: Coverage for Error & Omissions (E&O) and
          Directors & Officers (D&O) is available for both primary and excess
          placements for lawyers, insurance-related service professionals, real
          estate professionals, financial broker dealers, consultants, allied healthcare
          professionals and other miscellaneousservice firms.

          AmTrust E&S Select: The Select Business Team offers a variety of
          competitive and comprehensive products for small- to medium-sized
          businesses. Our broad appetite extends to over 75% of all available ISO
          classifications and includes a wide range of traditional and hard-toplace

               Contract Binding: Partnering with a select group of wholesale general
               agents, we offer a variety of competitive and comprehensive property
               and casualty package products for small to medium-sized businesses.

               Select Online: Utilizing a direct online underwriting platform with
               our brokers, AmTrust E&S underwrites and issues the policy in-house,
               bridging the gap between the standard small business binding risk and
               larger brokerage placements.